Minuteman Health, an insurance company serving residents of Massachusetts and New Hampshire, went into receivership this week after the Division of Insurance found that it did not meet tests for financial stability. So what happens when an insurance company goes bankrupt?

I’m not thinking this post will make me popular, but honestly, we would be a much happier population next April if we each spent an hour or less reviewing the tax situation now, in July.

For quite a few Americans, the answer is old age.

According to the latest survey, about 31% of Americans say they have at least six months’ worth of expenses saved up. It’s not as many of you as we’d like, but it is a significant improvement on the 22% who answered the same way in 2015.